• Most recent pay stub(s) for a FULL 30 days including year-to-date earnings 
• W-2 Tax Forms for the most recent TWO years
• Most recent TWO years Federal Tax returns including all schedules 
• Child Support or Alimony documentation with verification of 12 full months of payments received
• Pension, Disability, or Social Security documentation of payment received
• Bank Statement - Most recent TWO months
• Home Owners Insurance - Agent name, phone number, policy number and premium amount
• Recent current mortgage account statement
• Debts - If you are paying off any debts with the loan proceeds please provide statements that include balance, accounts numbers and mailing address. 
• A letter of explanation of all derogatory credit and/or bankruptcy with complete copies of the bankruptcy and discharge papers 
• Auto loan account information
• Personal loan account information

• Copy of the purchase and sale agreement for the property you are purchasing
• Name and address of landlords for the past TWO years if currently renting
• Copy of source of funds for the down payment

Purchase Documents also include:

The following information is usually required during the loan process: